:root {
  --navy: #071a33;
  --navy-2: #0c2a50;
  --blue: #0f5bd8;
  --blue-dark: #0b46ad;
  --blue-light: #eaf2ff;
  --ink: #0b1220;
  --muted: #586579;
  --line: #dbe4f0;
  --surface: #ffffff;
  --surface-2: #f5f8fc;
  --success: #23924b;
  --warning: #c47b00;
  --danger: #b43b31;
  --radius-sm: 14px;
  --radius: 22px;
  --shadow: 0 18px 50px rgba(7, 26, 51, 0.10);
  --shell: min(1180px, calc(100% - 40px));
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 92px; }
body {
  margin: 0;
  min-width: 320px;
  color: var(--ink);
  background: var(--surface);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.55;
  overflow-x: hidden;
}
img { display: block; max-width: 100%; }
a { color: inherit; }
button, input, select { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
button:focus-visible, a:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible {
  outline: 3px solid rgba(15, 91, 216, 0.35);
  outline-offset: 3px;
}
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
.skip-link {
  position: fixed;
  z-index: 999;
  top: 12px;
  left: 12px;
  padding: 12px 16px;
  border-radius: 10px;
  background: white;
  transform: translateY(-150%);
  transition: transform .2s ease;
}
.skip-link:focus { transform: translateY(0); }
.shell { width: var(--shell); margin-inline: auto; }

.topbar { background: var(--navy); color: #dbe8fb; font-size: 13px; }
.topbar__inner { min-height: 34px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.topbar a { color: white; text-decoration: none; font-weight: 700; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.96);
  border-bottom: 1px solid rgba(219,228,240,.9);
  backdrop-filter: blur(16px);
}
.site-header__inner { min-height: 76px; display: flex; align-items: center; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 11px; text-decoration: none; color: var(--navy); min-width: 220px; }
.brand__mark { width: 34px; flex: 0 0 34px; display: grid; place-items: center; }
.brand__mark svg { width: 100%; height: auto; }
.brand__text { display: flex; flex-direction: column; line-height: 1.02; text-transform: uppercase; letter-spacing: .02em; }
.brand__text strong { font-size: 13px; }
.brand__text span { font-size: 12px; font-weight: 800; }
.desktop-nav { display: flex; align-items: center; justify-content: center; gap: 25px; margin-left: auto; }
.desktop-nav a { text-decoration: none; font-size: 14px; font-weight: 750; color: #233147; }
.desktop-nav a:hover { color: var(--blue); }
.header-cta { text-decoration: none; background: var(--blue); color: white; font-weight: 800; padding: 13px 18px; border-radius: 11px; white-space: nowrap; }
.header-cta:hover { background: var(--blue-dark); }
.menu-button { display: none; margin-left: auto; width: 48px; height: 48px; border: 0; border-radius: 12px; background: var(--surface-2); padding: 12px; }
.menu-button span:not(.sr-only) { display: block; height: 2px; background: var(--navy); margin: 5px 0; border-radius: 999px; }
.mobile-menu { border-top: 1px solid var(--line); padding: 8px 20px 18px; background: white; }
.mobile-menu a { display: block; padding: 13px 4px; text-decoration: none; font-weight: 750; border-bottom: 1px solid #edf1f6; }

.hero { background: linear-gradient(135deg, var(--navy) 0%, #0a2342 58%, #0d3567 100%); color: white; overflow: hidden; }
.hero__grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(420px, .92fr); min-height: 520px; align-items: stretch; }
.hero__content { align-self: center; padding: 70px 54px 70px 0; position: relative; z-index: 2; }
.hero__content::after { content: ""; position: absolute; inset: -100px -110px -100px -40px; background: radial-gradient(circle at 45% 45%, rgba(22,107,255,.18), transparent 60%); pointer-events: none; z-index: -1; }
.eyebrow { display: inline-flex; margin: 0 0 16px; padding: 7px 11px; border-radius: 999px; background: rgba(255,255,255,.08); color: #dbe8fb; font-size: 12px; font-weight: 850; letter-spacing: .08em; text-transform: uppercase; }
.eyebrow--blue { color: var(--blue); background: var(--blue-light); }
h1, h2, h3, p { margin-top: 0; }
h1 { max-width: 660px; margin-bottom: 20px; font-size: clamp(42px, 5vw, 68px); line-height: 1.02; letter-spacing: -.045em; }
h1 span { color: #4a8dff; }
.hero__lead { max-width: 610px; color: #d5dfed; font-size: 19px; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 0 21px; border: 1px solid transparent; border-radius: 12px; text-decoration: none; font-weight: 850; cursor: pointer; transition: transform .2s ease, background .2s ease, border-color .2s ease; }
.button:hover { transform: translateY(-1px); }
.button--primary { color: white; background: var(--blue); box-shadow: 0 10px 24px rgba(15,91,216,.25); }
.button--primary:hover { background: var(--blue-dark); }
.button--secondary { color: white; border-color: rgba(255,255,255,.48); background: rgba(255,255,255,.04); }
.button--secondary:hover { background: rgba(255,255,255,.10); }
.button--light { color: var(--navy); background: white; }
.button--full { width: 100%; }
.trust-list { display: flex; flex-wrap: wrap; gap: 20px; list-style: none; padding: 0; margin: 29px 0 0; color: #dce7f5; font-size: 14px; }
.trust-list li { display: inline-flex; align-items: center; gap: 8px; }
.trust-list span { display: inline-grid; place-items: center; width: 20px; height: 20px; border-radius: 50%; border: 2px solid #55c878; color: #70df91; font-size: 12px; }
.hero__image-wrap { position: relative; min-height: 520px; }
.hero__image-wrap::before { content: ""; position: absolute; z-index: 1; inset: 0 auto 0 0; width: 32%; background: linear-gradient(90deg, var(--navy), transparent); }
.hero__image { width: 100%; height: 100%; object-fit: cover; object-position: 44% center; }

.quick-services { position: relative; z-index: 4; margin-top: -1px; padding: 20px 0 28px; background: white; }
.quick-services__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.service-chip { display: flex; gap: 14px; min-height: 118px; padding: 22px; border: 1px solid #edf1f6; border-radius: var(--radius-sm); background: white; box-shadow: 0 10px 30px rgba(7,26,51,.06); }
.service-chip h3 { margin: 2px 0 5px; font-size: 16px; }
.service-chip p { margin: 0; color: var(--muted); font-size: 14px; }
.icon-badge { display: grid; place-items: center; flex: 0 0 42px; width: 42px; height: 42px; border-radius: 13px; color: var(--blue); background: var(--blue-light); font-size: 22px; font-weight: 900; }

.tool-section { padding: 100px 0; background: var(--surface-2); }
.tool-layout { display: grid; grid-template-columns: .82fr 1.18fr; gap: 56px; align-items: start; }
.tool-intro { position: sticky; top: 122px; }
.tool-intro h2, .section-heading h2, .about-section h2, .final-cta h2 { margin-bottom: 18px; font-size: clamp(34px, 4vw, 52px); line-height: 1.05; letter-spacing: -.035em; }
.tool-intro > p:not(.eyebrow) { color: var(--muted); font-size: 18px; }
.tool-points { margin-top: 34px; display: grid; gap: 16px; }
.tool-points div { display: flex; gap: 14px; align-items: center; }
.tool-points span { flex: 0 0 36px; width: 36px; height: 36px; border-radius: 50%; display: grid; place-items: center; color: white; background: var(--blue); font-weight: 900; }
.tool-points p { margin: 0; color: #334057; }
.decision-tool, .result-card { border: 1px solid #e2e9f2; border-radius: var(--radius); background: white; box-shadow: var(--shadow); }
.decision-tool { padding: 34px; }
.tool-progress { height: 6px; margin-bottom: 28px; border-radius: 999px; background: #edf2f8; overflow: hidden; }
.tool-progress span { display: block; height: 100%; width: 0; background: var(--blue); border-radius: inherit; transition: width .25s ease; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-grid label { display: grid; gap: 8px; color: #1c2940; font-size: 14px; font-weight: 800; }
.form-grid__wide { grid-column: 1 / -1; }
.label-note { color: var(--muted); font-weight: 500; }
select, input { width: 100%; min-height: 52px; border: 1px solid #ccd7e4; border-radius: 12px; background: white; color: var(--ink); padding: 0 14px; }
select:hover, input:hover { border-color: #9fb1c7; }
.input-suffix { position: relative; }
.input-suffix input { padding-right: 54px; }
.input-suffix span { position: absolute; right: 15px; top: 50%; transform: translateY(-50%); color: var(--muted); font-weight: 800; }
.form-error { margin: 18px 0 0; color: var(--danger); font-weight: 750; }
.decision-tool .button { margin-top: 24px; border: 0; }
.result-card { grid-column: 2; padding: 34px; }
.result-card__badge { display: inline-flex; padding: 7px 11px; border-radius: 999px; background: var(--blue-light); color: var(--blue); font-size: 12px; font-weight: 900; text-transform: uppercase; letter-spacing: .06em; }
.result-card h3 { margin: 18px 0 12px; font-size: 31px; line-height: 1.12; }
.result-card > p, .result-card li { color: var(--muted); }
.result-card ul { margin: 21px 0 28px; padding-left: 22px; }
.result-card li + li { margin-top: 8px; }
.result-cta { padding: 24px; border-radius: 16px; background: var(--navy); color: white; }
.result-cta p { margin-bottom: 16px; color: #e1ebf8; }
.result-disclaimer { margin: 20px 0 10px; font-size: 13px; }
.text-button { border: 0; background: transparent; color: var(--blue); padding: 8px 0; font-weight: 850; cursor: pointer; }

.steps-section { padding: 96px 0; }
.section-heading { max-width: 720px; margin: 0 auto 48px; text-align: center; }
.section-heading--left { margin: 0; text-align: left; }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin: 0; padding: 0; list-style: none; counter-reset: steps; }
.steps li { position: relative; padding: 34px; border: 1px solid var(--line); border-radius: var(--radius); background: white; text-align: center; }
.steps li > span { display: grid; place-items: center; width: 48px; height: 48px; margin: 0 auto 18px; border-radius: 50%; background: var(--blue-light); color: var(--blue); font-size: 19px; font-weight: 900; }
.steps h3 { margin-bottom: 8px; font-size: 19px; }
.steps p { margin: 0; color: var(--muted); }

.about-section { padding: 96px 0; background: #eef4fc; }
.about-grid { display: grid; grid-template-columns: 1fr .72fr; gap: 70px; align-items: center; }
.about-grid > div > p:not(.eyebrow) { color: var(--muted); font-size: 17px; }
.contact-card { padding: 34px; border-radius: var(--radius); background: var(--navy); color: white; box-shadow: var(--shadow); }
.contact-card__label { color: #8db7f6; font-weight: 850; text-transform: uppercase; letter-spacing: .08em; font-size: 12px; }
.contact-card h3 { margin-bottom: 12px; font-size: 29px; line-height: 1.15; }
.contact-card > p:not(.contact-card__label) { color: #dce6f4; }

.faq-section { padding: 96px 0; }
.faq-layout { display: grid; grid-template-columns: .65fr 1.35fr; gap: 70px; align-items: start; }
.faq-list { display: grid; gap: 12px; }
details { border: 1px solid var(--line); border-radius: 14px; background: white; padding: 0 20px; }
summary { cursor: pointer; list-style: none; padding: 20px 32px 20px 0; font-weight: 850; position: relative; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 0; top: 17px; color: var(--blue); font-size: 25px; font-weight: 500; }
details[open] summary::after { content: "–"; }
details p { margin: 0; padding: 0 0 20px; color: var(--muted); }

.final-cta { padding: 58px 0; background: linear-gradient(135deg, var(--blue-dark), var(--blue)); color: white; }
.final-cta__inner { display: flex; justify-content: space-between; align-items: center; gap: 30px; }
.final-cta h2 { margin-bottom: 10px; }
.final-cta p { margin-bottom: 0; color: #dbe8fb; }

.site-footer { padding: 54px 0 110px; background: var(--navy); color: #d7e2f1; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; }
.brand--footer { color: white; margin-bottom: 16px; }
.footer-grid h2 { margin: 0 0 13px; color: white; font-size: 14px; text-transform: uppercase; letter-spacing: .07em; }
.footer-grid a, .footer-grid span { display: block; color: #d7e2f1; text-decoration: none; margin: 8px 0; font-size: 14px; }
.footer-grid a:hover { color: white; }
.footer-grid p { color: #aebdd1; font-size: 14px; max-width: 280px; }
.mobile-bottom-nav { display: none; }

@media (max-width: 1050px) {
  .desktop-nav { gap: 14px; }
  .desktop-nav a { font-size: 13px; }
  .hero__grid { grid-template-columns: 1.08fr .92fr; }
  .quick-services__grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 860px) {
  :root { --shell: min(calc(100% - 30px), 760px); }
  html { scroll-padding-top: 74px; }
  body { padding-bottom: calc(76px + env(safe-area-inset-bottom)); }
  .topbar { display: none; }
  .site-header__inner { min-height: 68px; }
  .brand { min-width: 0; }
  .desktop-nav, .header-cta { display: none; }
  .menu-button { display: block; }
  .hero__grid { width: 100%; grid-template-columns: 1fr; min-height: auto; }
  .hero__content { width: var(--shell); margin-inline: auto; padding: 54px 0 34px; }
  h1 { font-size: clamp(40px, 12vw, 58px); }
  .hero__lead { font-size: 17px; }
  .hero__actions { display: grid; grid-template-columns: 1fr; }
  .button { min-height: 54px; }
  .hero__image-wrap { min-height: 310px; }
  .hero__image-wrap::before { inset: 0 0 auto; width: 100%; height: 20%; background: linear-gradient(180deg, var(--navy), transparent); }
  .hero__image { object-position: 44% 35%; }
  .quick-services { padding: 14px 0 24px; }
  .quick-services__grid { grid-template-columns: 1fr 1fr; gap: 10px; }
  .service-chip { min-height: 140px; padding: 18px 15px; flex-direction: column; gap: 9px; }
  .service-chip h3 { font-size: 15px; }
  .service-chip p { font-size: 13px; }
  .tool-section, .steps-section, .about-section, .faq-section { padding: 72px 0; }
  .tool-layout, .about-grid, .faq-layout { grid-template-columns: 1fr; gap: 36px; }
  .tool-intro { position: static; }
  .result-card { grid-column: 1; }
  .steps { grid-template-columns: 1fr; }
  .steps li { text-align: left; display: grid; grid-template-columns: 48px 1fr; column-gap: 16px; }
  .steps li > span { grid-row: 1 / span 2; margin: 0; }
  .steps h3 { margin: 1px 0 5px; }
  .steps p { grid-column: 2; }
  .section-heading { margin-bottom: 34px; }
  .final-cta__inner { align-items: stretch; flex-direction: column; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .mobile-bottom-nav {
    position: fixed;
    z-index: 120;
    left: 0;
    right: 0;
    bottom: 0;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    min-height: calc(72px + env(safe-area-inset-bottom));
    padding: 8px 8px env(safe-area-inset-bottom);
    border-top: 1px solid #d7e0ec;
    background: rgba(255,255,255,.97);
    backdrop-filter: blur(16px);
    box-shadow: 0 -10px 30px rgba(7,26,51,.09);
  }
  .mobile-bottom-nav a { display: flex; min-width: 0; flex-direction: column; align-items: center; justify-content: center; gap: 3px; text-decoration: none; color: #344057; font-size: 11px; font-weight: 800; }
  .mobile-bottom-nav a span { font-size: 21px; line-height: 1; }
  .mobile-bottom-nav__main { color: var(--blue) !important; }
}

@media (max-width: 560px) {
  :root { --shell: calc(100% - 24px); }
  .brand__mark { width: 30px; flex-basis: 30px; }
  .brand__text strong { font-size: 12px; }
  .brand__text span { font-size: 11px; }
  .hero__content { padding-top: 42px; }
  .eyebrow { margin-bottom: 13px; }
  h1 { margin-bottom: 16px; font-size: clamp(38px, 12.7vw, 50px); }
  .trust-list { display: grid; grid-template-columns: 1fr 1fr; gap: 11px; font-size: 13px; }
  .hero__image-wrap { min-height: 250px; }
  .quick-services__grid { grid-template-columns: 1fr 1fr; }
  .service-chip { min-height: 155px; }
  .tool-intro h2, .section-heading h2, .about-section h2, .final-cta h2 { font-size: 34px; }
  .decision-tool, .result-card { padding: 22px; border-radius: 18px; }
  .form-grid { grid-template-columns: 1fr; gap: 16px; }
  .form-grid__wide { grid-column: auto; }
  .contact-card { padding: 25px; }
  .footer-grid { grid-template-columns: 1fr; gap: 26px; }
}

@media (max-width: 380px) {
  .brand__text span { max-width: 170px; }
  .quick-services__grid { grid-template-columns: 1fr; }
  .service-chip { min-height: auto; flex-direction: row; }
  .trust-list { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .001ms !important; animation-duration: .001ms !important; animation-iteration-count: 1 !important; }
}
.legal-page { min-height: 100vh; padding: 70px 0; background: var(--surface-2); }
.legal-page article { max-width: 800px; padding: 42px; border-radius: var(--radius); background: white; box-shadow: var(--shadow); }
.legal-page h1 { margin: 28px 0 24px; color: var(--navy); font-size: clamp(38px, 7vw, 58px); }
.legal-page h2 { margin-top: 32px; font-size: 24px; }
.legal-page p { color: var(--muted); }